United States

Rent vs Buy

Compare renting versus buying over a long horizon.

Monthly mortgage payment: $1,523.09

Buying

$220,833.15

Renting + investing

$196,077.20

Buying comes out ahead in this scenario.

Estimated net worth in 10 years

Simplified educational model (constant rates, owner costs 1%/yr, no taxes on gains). Change the assumptions — the answer changes. Not financial advice.

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FAQ

Which is better?

It depends on prices, rates and how long you stay. The tool helps you compare.

Are taxes included?

No — taxes and fees vary by region. Add them as needed.